Our Services

 



Financial Planning



                Budgets – creating and updating cash flow budgets


                Projections – estimating future income and expense needs


                Credit  – managing/modeling the consequences of debt


                Student Loans  – minimizing payments; forgiveness options


                Risk Analysis – assessing need for insurance



Investment Advice



                Creating investment portfolios


                Investment recommendations in 401k and other retirement plans


                Monitoring Investment portfolios – regular and consistent review of holdings and performance


                Suitability and Risk Analysis



Investment Management



                Assessing Financial goals; risk tolerance and needs


                Creating personalized investment portfolios with on-going portfolio monitoring


                Quarterly Reviews of Goals; Risk and Performance


                Implementing Risk Management with Insurance products



Estate and Family Planning



                Assessing needs for Wills; Trusts; and Legacy Planning


                Creating a plan to ensure Estate Documents are executed and in place


                Review and Assessment of existing Estate Documents



Charitable and Special Needs Planning



                Guidance on financial considerations of charitable giving


                Guidance on providing for special needs children and adults



Education



                Customized Financial Education classes for small groups on various financial topics